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Home Loan Interest Rates

 
BankRate of InterestDetails
Allahabad Bank Base Rate 10.25%
Upto 30 lacs 10.25% - EMI @ - 982.00
Above 30 lacs - 75 lacs 10.50% - EMI @ 998.00
Above 75 lacs - 3 Cr 10.75% - EMI @ 1015.00
Above 3 Cr - 5 Cr 11.00% - EMI @ 1032.00.
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Andhra Bank Base Rate 10.75%
Upto 20 Lacs 11.75% - EMI @ 1083.71
Above 20 lacs 12.50% - EMI @ 1136.14
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Axis Bank Up to 75 Lakhs - 8.65% EMI @ 877 for 20 Years
Above 75 Lakhs - 8.70% EMI @ 880 for 2 Years
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Bank of Baroda Base Rate 10.25%
All Home Loans @ 10.25% - EMI @ 981.64
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Bank of India Base Rate 10.20%
Upto 75 lacs 10.20% - EMI @ 978.00
Above 75 lacs 10.25% -EMI @ 982.00
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Canara Bank Base Rate 10.20%
Upto 70 Lacs 10.20% - EMI @ 978.00
Above 70 Lacs 10.45% - EMI @ 995.00
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Central Bank of India Base Rate 10.25%
Upto 75 lacs 10.25% - EMI @ 981.64
Above 75 lacs 10.50% - EMI @ 998.38.
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Citi Bank Fixed 10.10% - EMI @ 972/Lac(Till Sep 2014)
Floating - 10.25% - EMI @ 982.00
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Corporation Bank Base Rate 10.25%
Upto 75 Lacs 10.25% - EMI @ 982.00
Above 75 Lacs 10.50% - EMI @ 998.38
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Dena Bank Base Rate 10.25%
Upto 75 Lacs 10.25% - EMI @ 981.64
Above 75 lacs 10.50% - EMI @ 998.38
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DHFL 10.50% - EMI @ 998
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HDFC LTD Women Applicants 9.40% - EMI @ 926
Others 9.45% - EMI @ 929
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HSBC Salaried 10% - EMI @ 965/Lac
Self Employed 10.15% - EMI @975
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ICICI Bank 10.25% Fixed - EMI @ 982/Lac
10.15% Floating - EMI @ 975/Lac
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IDBI Bank Base Rate 9.75%
Floating 9.75% - EMI @ 949 (All Loan Amounts)
Fixed(3 Years - 10 Years) - Upto 30 Lacs 10.25% - EMI @ 982
Above 30 Lacs 10.50% - EMI @ 998
Home Loan Interest Saver - 9.90% - EMI @ 958
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India Bulls 10.25% @ 982.00
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Indian Bank Base Rate 10.20%
Upto 75 Lacs 10.20% - EMI @ 978.31
Above 75 Lacs 10.45% - EMI @ 995.02
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Indian Overseas Bank Base Rate 10.25%
Upto 75 lacs 10.25% @ 982.00
Above 75 lacs 10.50% - EMI @ 998.00
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Karnataka Bank Base Rate 10.75%
Upto 3 Cr 10.75% - EMI @ 1015.23
Above 3 Cr - 11.50% - EMI @ 1066
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Karur Vysya Bank Base Rate 11.00%
All Loans 11.50% @ 1066
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Kotak Mahindra Bank Base Rate 10.00%
Upto 75 Lacs 10.25% - EMI @ 982
Above 75 Lacs 10.50% - EMI @ 998
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LICHFL Up to 30 Lakhs - 8.50% EMI @868 for 20 Years
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Punjab National Bank
Base Rate 9.60%
Floating 9.60% - EMI @ 939
Fixed 10.10% - EMI @ 972

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State Bank of India Up to 30 Lakhs 8.35%
Upto 75 Lakhs Maxgain 8.65%
Upto 75 Lakhs Term Loan 8.50%
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Syndicate Bank Base Rate 10.25%
All loans at 10.25% @ 982.00
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UCO Bank Base Rate 10.20%
All Loans at 10.20% - EMI @ 978.31
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Union Bank of India Base Rate 10.25%
Upto 5 Cr 10.25% @ 981.64
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      One of the most important stages in home loan processing is the calculation of the applicants’ eligibility for the home loan. By taking...
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