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Home Loan Balance Transfer

Transfer your existing home loan to save high interest paid on it by choosing the best bank of your choice from vide range of options available here. Start comparing banks interest rates, pre and part payment charges etc before finalizing any bank to apply for a Home Loan Balance Transfer and start saving.

Interest Rates

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Floating- 8.30% - 8.50%
*Rate of Interest is subject change depending on loan amount that is being availed.

Current Offers

  • Zero Processing Fee
  • Flexible Topup with Home Loan Rate
  • No MOD Charges upto 30 Lakhs
  • Loans from SBI, HDFC Ltd, AXIS, LICHFL and all Major Banks / Financial Institutions
  • Assured Cash Back of 0.15% of Loan Amount


For Resident Salaried Individuals Download
  • ID & Age Proof (PAN CARD/ Aadhar Card/ Driving License/ Voter ID)
  • Latest Residential Proof (Electricity Bill/ Telephone Bill/ Rental Agreement)
  • 3 Months latest payslips
  • Latest 6 months Banks Statement with 6 Salary Credits
  • Latest 2 Years Form 16 with ITR
  • One Photograph of Applicant and Co-applicant
  • One cheaque from Salary account of applicant towards home loan processing fee

If work experience in present company is less than two years then previous company relieving letter, present company appointment letter and experience letter is also required 

For Resident Self Employed Individuals Download
  • ID Proof & Age Proof (PAN Card/Driving License/Aadhar Card/Voter Id/Passport)
  • Residential Proof (Latest Electricity Bill/Rental Agreement/Landline Bill/Passport)
  • Company Address Proof (Land Line Telephone bill)
  • Firm Registration Certificate
  • Company Pan Card
  • Last 3 Years IT Returns of Company with CA Attestation including P & L and Balance Sheet
  • Last 3 Years Personal IT Returns with CA Attestation
  • Last 6 months bank statement of Company Current Account and Personal Account
  • One Photograph of Applicant and Co-applicant
  • One cheaque leaf from current account of applicant Business Profile
For NRI Salaried Individuals Download
  • ID & Age Proof (PAN CARD/ Aadhar Card/ Driving License/ Voter ID)
  • Abroad Address Proof
  • Latest 3 Months payslips
  • 6 Months bank statement where salary is being credited with 6 salary credits
  • Six months bank statement of NRE/NRO account where amounts are frequently transferred from abroad
  • W2 forms of last 3 years (Employer Tax deducted copy)
  • Complete 32 pages of Passport photocopy
  • Latest Visa photo Copy
  • Complete profile of applicant with previous experiences Company profile GPA copy which is to be notarized aboard.
  •  HR mail ID for employment verification
  • Appointment letter and confirmation letter of service
  • All Qualification certificates
  • One cheaque leaf towards the processing fee from NRE/NRO Account
  • 2 photographs of applicant and co-applicant

If work experience is less than 2 years in present company then previous company Releaving letter, Experience letter, Present company appointment Letter GPA Holder ID Proof GPA Holder Address Proof 

Balance Transfer Additional Documents
  • One year repayment track record of Home Loan Account from present bank
  • Current outstanding letter
  • Document for List of Documents deposited infavour of the account
Property Documents
  • Sale Deed Infavour of Applicant or Co-applicant
  • Link documents for last 15 years (Copies of all deeds and agreements)
  • Encumbrance certificate recording all 15 years transactions
  • Approved plan of construction Tax Paid receipts
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# We thank you in advance for giving us the oppurtunity to serve you. We will get back to you soon with the best deal possible in the market.
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