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Querry I want to avail mortgage loan against gram panchayat site (having gram panchayat khata and tax paid)near by bannargatta. which bbank/agency will offer loan at lowest interest
  sivakumar
  sivadeepam@rediffmail.com
Answer

Very less banks Plots as theie security. For availing a loan on Grampanchayat plots please visit private financial institutions Reliacne capital, Sundaram and DHFL. Even if they accept the plot as their mortgage they will verify the developments around your plot befor taking any decision.

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Loan Amount (INR)    
Interest Rate (%)    
Period in Years    
Banks and Interest Rates
BankRate of Interest
ICICI Upto 30 Lacs 8.75%
30 - 50 Lacs 9%
Above 50 Lacs 9.50%.
Bank of Baroda Base Rate 8%
Below 30 Lacs 9.00%
Above 30 Lacs 9.75%.
AXIS Upto 30 lacs 8.75%
Above 30 lacs 9.25%
Fixed 14%( Irrespective of loan type and amount)
SBI Base Rate 7.50%
Upto 50 Lacs 8% for First Year
2nd & 3rd Year 9%
Above 3 Year 1.75% above Base Rate.
Andhra Bank Base Rate 8.25%
Upto 20 Lacs 9.75%
Above 20 lacs 10.50%
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