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Home Loan Banks and Interest rates
 
BankRate of InterestDetails
Allahabad Bank Base Rate 10.75%
Upto 20 lacs 12.00%
Above 20 lacs - 50 lacs 12.75%
Above 50 lacs 13.25%.
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Andhra Bank Base Rate 10.75%
Upto 20 Lacs 11.75%
Above 20 lacs 12.50%
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AXIS Base Rate 10.00%
Upto 25 Lacs 10.75%
Above 25 lacs - 75 lacs 11.00%
Above 75 lacs 11.25%. Fixed 11.75%
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Bank of Baroda Base Rate 10.75%
Upto 30 Lacs 11.75%
Above 30 lacs - 75 lacs 12.50%
Above 75 Lacs 12.75%.
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Bank of India Base Rate 10.75%
Upto 25 lacs 11.00%
Above 25 lacs - 75 Lacs 12.00%
Above 75 Lacs 12.25%
Above 75 Lacs 12.50%
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Canara Bank Base Rate 10.75%
Upto 30 Lacs 11.75%
Above 30 Lacs - 75 lacs 12.50%
Above 75 lacs - 3 Cr 13.50%
Above 3 Cr 14.75%.
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Central Bank of India Upto 30 Lacs 12.00%
Above 30 Lacs 12.50%.
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Citi Bank Base Rate 9.75%
Upto 30 Lacs 10.50%
Above 30 lacs 11.00%.
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Corporation Bank Base Rate 10.25%
Upto 25 Lacs 11.35%
Above 25 Lacs - 30 lacs 11.60%
Above 30 lacs - 75 lacs 12.10%
Above 75 lacs 12.85%.
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Dena Bank Base Rate 10.70%
Upto 25 Lacs 11.65%
Above 25 lacs - 1 Cr 12.25%
Above 1 Cr - 2 Crs 12.50%
Above 2 Crs 12.75%.
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DHFL 10.75% upto 30 lacs
Above 30 lacs - 75 lacs 11.25%
Above 75 Lacs 11.75%
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First Blue Home Finance (Deutsche Postbank) Salaried/Self employed professionals 10.25% Upto 25 Lacs
Self Employed Non professional 10.75% upto 25 lacs.
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HDFC Bank Base Rate 10.00%
10.50% up to 30 lacs
Above 30 - 75 lacs 10.75%.
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HSBC Base Rate 9.75%
Fixed Rates 11.25% For 1 Year
11.75% for 5 Years.
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ICICI Base Rate 9.50%
Upto 30 Lacs 10.25%- 10.75%
Above 30 Lacs 10.75%.
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IDBI Bank Base Rate 10.75%
Upto 25 lacs 11.00%
Above 25 - 30 lacs 11.50% - 11.75%
Above 30 - 75 lacs 11.75%
Above 75 lacs 12.25%
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India Bulls Upto 35 lacs 10.75%
Above 35 lacs - 100 lacs 11.00%
Above 1 Cr 11.50%.
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Indian Bank Base Rate 10.75%
Upto 20 Lacs 12.00%
Above 20 - 30 Lacs 12.25%
Above 30 Lacs - 2 Cr 12.75%
Above 2 Cr 15.75%.
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Indian Overseas Bank Base Rate 10.75%
Upto 30 Lacs 11.25%
Above 30 lacs 11.50%.
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ING Vysya Upto 30 lacs 10.75%
Above 30 below 75 lacs 11.00%
Above 75 lacs 11.50%
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Karnataka Bank Ltd Base Rate 11.00%
Upto 25 Lacs 11.25%
Above 25 lacs - 50 lacs 11.75%
Above 50 Lacs - 1 Cr 12.75%.
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Karur Vysya Bank Upto 20 Lacs 12.50%
Above 20 Lacs - 30 Lacs 13.50%
Aove 30 Lacs 14.25%.
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Kotak Mahindra Base Rate 9.75%
Salaried 11.25%
Self Employed 11.50%.
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LICHFL Floating Rate of Interest 10.40%. Upto 30 Lacs Fixed 11.15% for 5 Years
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Oriental Bank of Commerce Base Rate 10.75%
Upto 30 lacs 11.50%
Above 30 - 75 lacs 12.25%
Above 75 lacs - 3 Cr 12.50%.
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Punjab National Bank Base Rate 10.75%
Upto 30 Lacs 11.75%
Above 30 Lacs - 75 lacs 12.50%
Above 75 Lacs 12.75%.
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SBI Base Rate 10.00%
Upto 30 Lacs 10.75%
Above 30 lacs - 75 lacs 11.00%
Above 75 Lacs 11.25%.
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State Bank of Hyderabad Upto 30 lacs 11.25%
Above 30 Lacs 12%.
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Syndicate Bank Base Rate 10.75%
Upto 25 Lacs 11.00%
Above 25 Lacs - 75 lacs 12.50%
Above 75 lacs 12.75%.
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UCO Bank Base Rate 10.75%
Upto 20 Lacs 11.75% - 12.25%
Above 20 - 30 Lacs 12.00% - 12.50%
Above 30 - 50 Lacs 12.75% - 13.25%
Above 50 Lacs 12.75% - 13.25%.
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Union Bank of India Base Rate 10.25%
Upto 30 lacs 11.25%
Above 30 - 50 lacs 12.00%
Above 50 lacs - 2 Cr 12.00%
Above 2 Cr 12.25%.
View
   
 
 
EMI Calculator
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Eligibility Calculator
      One of the most important stages in home loan processing is the calculation of the applicants’ eligibility for the home loan. By taking...
Product Description
      Knowing about the product will always make the home loan processing smooth to every customer. Before going for a home loan processing...
List of documents
      To start with the home loan processing a customer need to submit the documents and this will vary depending on the product and...
Check your status
      Normally customers want to know their file status during the home loan process. But people face different types of situations where they wrongly...
Know your agreement
      It is the Agreement which a customer need to sign before going for disbursement of the loan which he requested to the bank to fund...
Draft Agreements
      To complete the legal and technical process over a property which the customer is buying by taking the home loan need to have a sale...
Articles
      One should be aware of the products which are applicable to them before processing their application. Articles usually help the people...
Amortization
      One can calculate the EMI and the amount of principal and interest components in an EMI, and he/she can also calculate the...
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