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Indian Overseas Bank
Loan Amount,Interest Rates @ EMI
Base Rate 10.25%
Upto 75 lacs 10.25% @ 982.00
Above 75 lacs 10.50% - EMI @ 998.00
Tenure
Min 1 Year - Max 20 Years
Features
  • Loan to all categories of employment
  • Maximum funding of 80% of the property value.
  • No pre-payment charges if paid from own sources.
  • A maximum holiday period of 18 months from the date of first disbursement or completion of construction.
Eligibility,Documents,Terms & Conditions

Indian Overseas Bank (IOB) was founded on February 10th 1937, by Shri.M.Ct.M. Chidambaram Chettyar, a pioneer in many fields - Banking, Insurance and Industry with the twin objectives of specialising in foreign exchange business and overseas banking.

IOB had the unique distinction of commencing business on 10th February 1937 (on the inaugural day itself) in three branches simultaneously - at Karaikudi and Chennai in India and Rangoon in Burma (presently Myanmar) followed by a branch in Penang.

At the dawn of Independence IOB had 38 branches in India and 7 branches abroad. Deposits stood at Rs.6.64 Crs and Advances at Rs.3.23 Crs at that time.

 
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