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Loan Amount,Interest Rates @ EMI
Base Rate 9.75%
Floating 9.75% - EMI @ 949 (All Loan Amounts)

Fixed(3 Years - 10 Years)
Upto 30 Lacs 10.25% - EMI @ 982
Above 30 Lacs 10.50% - EMI @ 998

Home Loan Interest Saver - 9.90% - EMI @ 958
Min 1 Year - Max 20 Years

Balance Transfer Top-Up

9.75% - EMI @ 949

Mortgage Loans - Interest Rates

Product Type

Rate of interest

Property Types

Loan Against Property (LAP)


Both Residential & Commercial

Loan Against Property (Over Draft)


Both Residential & Commercial

Loan Agianst Rent Recievables


Both Residential & Commercial

Home Loan Interest Saver - 10.50%


  • Loans for Plot and Construction
  • Funding will be done up to a maximum of 85% of the property cost.
  • Market value funding.
  • No prepayment or part payment charges.
  • Hassle free documentation and processing.
  • EMI on daily reducing balance.
  • Reassessment and adjustment of applicant's loan eligibility in case of change of income and residence status.
  • Maximum Tenure of 15 years for Mortgage.

Eligibility,Documents,Terms & Conditions

IDBI Bank (Industrial Devlopment Bank of India) was established in the year of 1964 by an Act of parliament, as a wholly owned subsidiary of Reserve Bank of India, to catalyze the development of a diversified and efficient Industrial structure in the country, in tune with national priorities. 

In the Year 1976 the 100% ownership was transferred from RBI to Govt of India.

For over the four decades IDBI Bank serving its customer’s across 453 branches in 256 centers with 536 ATMs. IDBI has emerged as one of the leading Banks in India with its wide range of products and services.



All loans at the sole discretion of the Bank / Financial Institution. is just a facilitator by using of which if any issues raises we are not responsible or liable for it.