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ICICI Bank
Loan Amount,Interest Rates @ EMI
Up to 30 Lakhs 6.95% for 20 years EMI @ 772 per lakh
30 - 75 Lakhs 7.20% for 20 years EMI @ 787 per lakh
Above 75 Lakhs 7.30% for 20 years EMI @ 793 per lakh
Home Loan Balance Transfer:
7.10% for 20 Years EMI @ 781 per Lakh
Tenure
Min 1 Year - Max 30 Years.
Features
  • Maximum tenure of 30 years for housing loans
  • 80% funding on Housing loans and 75% on plot loans
  • Funding for Interiors and Renovations of property
  • Top-up loans at attractive interest rates
  • All housing loans eligible for PMAY
  • Balance Transfer at least rates and minimal processing fee
  • Online account maintenance with internet banking
Eligibility,Documents,Terms & Conditions

Eligibility Criteria:

  • Age 21 Years - 65 Years
  • Applicant must be Either Resident/NRI/PIO
  • Salaried min income 2.4 Lakhs per year
  • Self employed 3 lakhs per year

Salaried - Documents Required:

  • ID Proof (PAN Card & Aadhar Card)
  • Address Proof
  • 3 months salary slips
  • 6 months bank statement
  • Form 16 and ITR's for last 3 years
  • Recent color passport size photograph

Self Employed - Documents Required:

  • ID Proof (PAN Card & Aadhar Card)
  • Address Proof
  • 3 Years ITR's with Computation of Income and Balance Sheet
  • 1 Year Bank statement of all savings and current accounts
  • Recent color passport size photograph

NRI Documents Checklist:

  • ID and Address proof of abroad
  • Passport and Visa 
  • Salary slips for 6 months
  • Salary account statement for 1 years
  • Tax Deducted copies of employer
  • Passport size photograph
  • GPA and GPA KYC

Property Documents:

  • Sale Agreement
  • Link Documents for last 3 years
  • Approved construction Plan
  • Latest Encumbrance
  • Property Tax Receipts
 
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