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HDFC LTD
Loan Amount,Interest Rates @ EMI
Women:
Up to 30 lakhs 6.95% for 20 years EMI @ 772 per lakh
30 - 75 lakhs 7.20% for 20 years EMI @ 787 per lakh
Above 75 lakhs 7.30% for 20 years EMI @ 793 per lakh
Others:
Up to 30 lakhs 7.00% for 20 years EMI @ 775 per lakh
30 - 75 lakhs 7.25% for 20 years EMI @ 790 per lakh
Above 75 lakhs 7.35% for 20 years EMI @ 796 per lakh

Tenure
Min 1 Year - Max 30 Years
Features
  • Competitive interest rates to customers on the basis of CIBIL score
  • Attractive rates for plot loans from 7.05% to 7.45% with max time period for construction
  • Loans to all types of purchase options New Purchase/Resale
  • Loans for Plot with a Maximum repayment period of 15 years.
  • Option to choose from Fixed and Floating type of Interest Rates.
  • Loan Cover Term Assurance Plan (LCTAP) to cover home loan repayments.
  • Facility to repay through standing instructions
  • Account maintenance through online portal

Eligibility,Documents,Terms & Conditions
Eligibility Criteria:
  • Min 21 Years of Age
  • Salaried with Net Salary of 25000/Month
  • Self Employed with min ITR 3 Lakhs
  • Must be in Job for 2 years
  • Must be Resident Indian/NRI/PIO
  • Self Employed/Self Employed Professionals with 3 Years ITR
Salaried Documents:
  • ID and Address Proof
  • 3 Months Payslips
  • 6 Months Bank statement
  • 2 Years Form 16 and ITR
  • Recent Color Passport size photograph
Self Employed/Self Employed Professionals:
  • ID and Address Proof
  • Business Proof
  • 3 Years ITR's of Firm and Individual
  • 1 Years Bank Statements of Current A/c and Savings Accounts
  • Recent Color passport size photographs
NRI Checklist:
  • Abroad ID and Address proof
  • Passport and Valid VISA
  • Employment Contract
  • 6 months payslips
  • One year salary credited bank statement
  • Employer Tax deducted copies
  • GPA and GPA KYC
Property Documents:
  • Sale Agreement / Sale Deed
  • Link Documents for last 30 years
  • Approved Lay out Plan / Construction plan
  • Tax paid receipts
  • Encumbrance Certificate




 
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