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Welcome
        Building a dream home is a life time achievement to a middle class person. To make this dream come true a person need to save money and need to raise loans from banks. Now day’s banks are playing a significant role in providing financial solutions to the customers who are in need of a home loan at their door steps. But if you don’t plan properly and if you are not aware of the terms and conditions of the bank and the product then you will end up paying more money to the bank in terms or principal and interest components.
       To avoid these situations to our valuable customers we are here providing all the information in regard of home loans. Here a customer can have full product description which he is going to take, list of documents which are required to avail a loan, his/her loan eligibility, file status, amortization, drafts agreements and many more.
       Get the latest updates on the news which will affect the home loan which you have already taken or the which you are going to take, read articles which will help you with the home loan process and apply to the different banks to get the best deal in the market just from here.
News                                                                                                       More...
       Get the latest updates on all news related to home loans here.
FAQ's                                                                                                      More...
       Have a doubt just post here and we will reply to your query with the appropriate answer and suggest the best way to solve all your home loan related issues. Also read what the other customers have posted about their home loan related queries.
 
Question :  Sir, I am from assam and want to get a loan for cultivation. i have 7 bigha`s cultivation field. How much loan i can get and how
- Kaplil boro
Question :  Hi, I have applied for mortgage loan in a bank. But when it came to the valuation they are not considering the area which is covered by the PVC sheets. They are saying it is not mentioned in the deed. But it is clearly mentioned in the annexure of the deed. please give me a solution for this. Thank you
- Ravikanth
Question :  I wanna get loan against agriculture land in ghaziaba
- kiran mishra
Question :  I want to avail mortgage loan against gram panchayat site (having gram panchayat khata and tax paid)near by bannargatta. which bbank/agency will offer loan at lowest interest
- sivakumar
Question :  Sir, My brother and me recently like to purchase land and decide to go by home loan but bank people told brothers not eligable for coapplicant then what we do
- Rajendran
Question :  I have booked flat on 4th floor in grampanchayat area thr is NA approoved till 3rd floor, and grampanchayat approoved 34th and 5th floor, so, please let me know which ban can approoved loan for m
- ravindra wagh
Post a query
 
Technical Valuation
        Have you selected a property and ready to apply for a Home loan, if so stop! Evaluate your property before going for a home loan and have a clear idea about the property value, horizontal and vertical deviations in the property. It is always suggested to have a general assessment of the property before submitting the documents in the bank so that we can save a very good amount by having the valuation done in advance at a very min cost.
EMI Calculator
Loan Amount (INR)    
Interest Rate (%)    
Period in Years    
Banks and Interest Rates
BankRate of Interest
ICICI Upto 30 Lacs 8.75%
30 - 50 Lacs 9%
Above 50 Lacs 9.50%.
IDBI 8.25% upto Mar 2012
After Mar 2012 Upto 30 lacs 8.75%
30 - 50 lacs 9%
Above 50 lacs 9.25%.
AXIS Upto 30 lacs 8.75%
Above 30 lacs 9.25%
Fixed 14%( Irrespective of loan type and amount)
SBI Upto 5 Lacs 8%
Above 5 lacs below 50 lacs 8.5%
Above 50 lacs 9%
8% during First year.
Bank of Baroda Up to 30 lacs 9%
31 to 50 lacs 9.75%
Above 50 lacs 10.5%
12
All loans at the sole discretion of the Bank / Financial Institution.
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