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Karnataka Bank

At Karnataka Bank, we understand that all customers are different in unique ways, which is why, regardless of the size of your business or your aspirations, we treat every one as individual and special. This means offering you choices, not only in relation to our products and services but also in the way you interact with us. We understand the changes in your lifestyle, recognize these changes and support you with a high standard of professionalism and service.

As a premier bank, we have developed comprehensive range of customized products & services suitable for every kind of market, trade or perceived need - Business or Personal. They include, borrowing facilities, deposits, providing optimum returns on surplus funds or helping with overseas transactions.

We believe in total quality at all levels. We have deployed the most modern information technology to deliver products & services for your benefit with an aim to develop an effective long-term relationship. But most of all, Technology is matched to your expectations of service, for today & for the future.


Loan Amount,Interest Rates @ EMI
Up to 75 Lakhs - 8.55% EMI @ 871 for 20 Years
Above 75 Lakhs - 8.95% EMI @ 897 for 20 Years
Min 1 Year - Max 20 Years

1. Loans to Resident Individuals and NRI's.

2. Loans for Construction / purchase of house / Flat / Renovation / remodeling / repair to existing a house.

3. Amount of finance: 60 times of the last drawn salary (Take Home) for salaries (or) 5 times the latest annual net income depreciation provided.

4. Loan amount ranging from 1 Lacs to 50 Lacks maximum.

5. Good amount of funding for renovations up to a maximum of 10 lacks or 40% of the property cost which ever is lower.

6. Mortgage loans at 15.50% ROI.

Knowing about the product will always make the home loan processing smooth to every customer. Before going for a home loan processing see which product suits you best.
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Home Loan Documents
To start with the home loan processing a customer need to submit the documents and this will vary depending on the product, bank and income source.
Download Documents....
Eligibility Calculators
One of the most important stages in home loan processing is the calculation of the applicants’ eligibility for the home loan. By taking one gross and net incomes into consideration.
Calculate Eligibility....
Application Tracking
Normally customers want to know their file status during the home loan process. But people face different types of situations where they wrongly...
Track Application....
Home Loan Agreement
Normally customers want It is the Agreement which a customer need to sign before going for disbursement of the loan which he requested to the bank to fund...
Read Facility Agreement....
Draft Agreements
To complete the legal and technical process over a property which the customer is buying by taking the home loan need to have a sale...
Download Draft Agreemets....
All loans at the sole discretion of the Bank / Financial Institution. is just a facilitator by using of which if any issues raises we are not responsible or liable for it.