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IDBI Bank (Industrial Devlopment Bank of India) was established in the year of 1964 by an Act of parliament, as a wholly owned subsidiary of Reserve Bank of India, to catalyze the development of a diversified and efficient Industrial structure in the country, in tune with national priorities. 

In the Year 1976 the 100% ownership was transferred from RBI to Govt of India.

For over the four decades IDBI Bank serving its customer’s across 453 branches in 256 centers with 536 ATMs. IDBI has emerged as one of the leading Banks in India with its wide range of products and services.



Loan Amount,Interest Rates @ EMI
Base Rate 9.75%
Floating 9.75% - EMI @ 949 (All Loan Amounts)
Fixed(3 Years - 10 Years) - Upto 30 Lacs 10.25% - EMI @ 982
Above 30 Lacs 10.50% - EMI @ 998
Home Loan Interest Saver - 9.90% - EMI @ 958
Min 1 Year - Max 20 Years

Balance Transfer Top-Up

9.75% - EMI @ 949

Mortgage Loans - Interest Rates

Product Type

Rate of interest

Property Types

Loan Against Property (LAP)


Both Residential & Commercial

Loan Against Property (Over Draft)


Both Residential & Commercial

Loan Agianst Rent Recievables


Both Residential & Commercial

Home Loan Interest Saver - 10.50%


  • Loans for Plot and Construction
  • Funding will be done up to a maximum of 85% of the property cost.
  • Market value funding.
  • No prepayment or part payment charges.
  • Hassle free documentation and processing.
  • EMI on daily reducing balance.
  • Reassessment and adjustment of applicant's loan eligibility in case of change of income and residence status.
  • Maximum Tenure of 15 years for Mortgage.

Knowing about the product will always make the home loan processing smooth to every customer. Before going for a home loan processing see which product suits you best.
See Products..
Home Loan Documents
To start with the home loan processing a customer need to submit the documents and this will vary depending on the product, bank and income source.
Download Documents....
Eligibility Calculators
One of the most important stages in home loan processing is the calculation of the applicants’ eligibility for the home loan. By taking one gross and net incomes into consideration.
Calculate Eligibility....
Application Tracking
Normally customers want to know their file status during the home loan process. But people face different types of situations where they wrongly...
Track Application....
Home Loan Agreement
Normally customers want It is the Agreement which a customer need to sign before going for disbursement of the loan which he requested to the bank to fund...
Read Facility Agreement....
Draft Agreements
To complete the legal and technical process over a property which the customer is buying by taking the home loan need to have a sale...
Download Draft Agreemets....
All loans at the sole discretion of the Bank / Financial Institution. is just a facilitator by using of which if any issues raises we are not responsible or liable for it.