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DHFL
About

DHFL is a housing finance company that has taken the road less traveled. The journey began on the 11th of April 1984. On this day, Mr. Rajesh Kumar Wadhawan began his mission to correct what had troubled him for years, the sad truth that most Indians couldn't get a housing loan on fair terms. The Founder Chairman saw the owning of a home as a critical element to the building of identity and confidence of every Indian. DHFL was only the second housing finance company to be set up in the private sector in India. And its stated business objective was to provide access to housing finance to lower and middle income Indians. Most experts lauded Mr. Wadhawan's altruism but shook their heads at his apparent lack of business acumen. Especially as in the beginning DHFL disbursed funds from its own equity contribution and had a return on equity of less than 8% at a time when the interest rates were about 18%. But that is the difference between those who see things as they are and the visionaries who see things as they can be.

Loan Amount,Interest Rates @ EMI
10.50% - EMI @ 998
Tenure
Min 1 Years - Max 20 Years
Features
  • Loans For Individuals, Co-operative society, Corporate body and Associations of Persons.

  • One can avail a Home Loan up to Rs. 500,00,000-/ but not exceeding the 85% of the cost of property / estimate (for improvement / extension)

  • You can enjoy the exclusive 'Regressive Payment Scheme' if you are a home loan seeker due for retirement within the term of the loan and have applied jointly with an eligible younger co-applicant

  • You can prepay your loan, ahead of the contracted schedule in part or full, subject to payment of nominal fees / charges as stipulated by DHFL from time to time

  • Interest Rates on Annual Reducing or Monthly Reducing or Daily Reducing Balances.

 
Products
Knowing about the product will always make the home loan processing smooth to every customer. Before going for a home loan processing see which product suits you best.
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Home Loan Documents
To start with the home loan processing a customer need to submit the documents and this will vary depending on the product, bank and income source.
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Eligibility Calculators
One of the most important stages in home loan processing is the calculation of the applicants’ eligibility for the home loan. By taking one gross and net incomes into consideration.
Calculate Eligibility....
Application Tracking
Normally customers want to know their file status during the home loan process. But people face different types of situations where they wrongly...
Track Application....
Home Loan Agreement
Normally customers want It is the Agreement which a customer need to sign before going for disbursement of the loan which he requested to the bank to fund...
Read Facility Agreement....
Draft Agreements
To complete the legal and technical process over a property which the customer is buying by taking the home loan need to have a sale...
Download Draft Agreemets....
All loans at the sole discretion of the Bank / Financial Institution.
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