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Bank of Baroda
Loan Amount,Interest Rates @ EMI
With Liability Insurance
6.85% for 20 years EMI @ 766 per Lakh
Without Liability Insurance
6.90% for 20 Years EMI @ 769 per Lakh
Tenure
Min 1 Year - Max 30 Years
Features
OFFERS: Zero Processing fee for loans above 50 Lakhs. AVAIL NOW

  • Loans for Purchase, Construction and Balance Transfer
  • Flexible repayment options
  • Options of Property and Loan linked life insurance
  • Free personal accidental insurance
  • Zero Pre Payment and Part Payment charges
  • Option of opening loan account in desired branch
  • Loan account maintenance with internet banking
  • PMAY benefit upto 2.37 Lakhs for eligible home loans

  • Eligibility,Documents,Terms & Conditions

    Eligibility:

    • Age 21 Years - 60 Years
    • Salaried / Self-employed
    • Resident Indian/ NRI / PIO
    • Income 2.4 Lakhs per Annumn

    Loan To Value Ratio:

    • Up to 30 Lakhs 85% of property cost
    • Above 30 - 75 Lakhs 80% of property cost
    • Above 75 Lakhs 75% of Property Cost

    Processing Fee:

    • Up to 50 Lakhs 0.5% of Loan amount Max Rs.15000 GST
    • Above 50 Lakhs 0.25% of Loan amount, Max Rs.25000 GST

    Documents - Salared:

    • PAN Card, Aadhar Card and Office ID
    • Address Proof
    • 3 Months payslips
    • 6 months salary account statement
    • Form 16 and ITR for last 3 Years
    • Colour passport size photographs

    Documents - Self-Employed:

    • PAN Card and Aadhar Card
    • Residential Address Proof
    • Business Proof
    • Office Address Proof
    • 3 Years ITR's with computation of Income and Balance sheet, Profit and Loss account statement
    • Recent colout passport size photographs

    Documents - NRI:

    • Passport All pages, Abroad ID and Address Proof
    • Valid VISA
    • 6 months payslips 
    • 1 Years Salary account statement
    • Employer Tax Deducted Certificates
    • Employment Contract
    • Passport Size photos
    • GPA
    • GPA Holders PAN Card, Aadhar card and address proof

    Property Documents:

    • Sale Agreement / Sale Deed
    • Link Documents for last 30 years
    • Approved Plan
    • Encumbrance Certificate
    • Property Tax paid receipts

    Balance Transfer Documents:

    • Existing loan sanction letter
    • Complete loan account statement
    • Outstanding Letter
    • List of Documents


     
    All loans at the sole discretion of the Bank / Financial Institution.
    Myloandetails.com is just a facilitator by using of which if any issues raises we are not responsible or liable for it.