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Axis Bank
Loan Amount,Interest Rates @ EMI
With Liability Insurance:
7.50% for 20 Years EMI @ 806 per Lakh for 20 Years 
Without Insurance
7.60% for 20 years EMI @ 812 per Lakh for 20 years 

Balance Transfer:
7.45%  for 20 Years EMI @ 803 per Lakh
Min 1 Year - Max 30 Years
  • Easy Repayment Options
  • Loans to all types of Purchase and Construction Needs
  • Flexible Products to suit your needs
  • Quick and easy documentation
  • Hassle free processing
  • Top-Up and Renovation loans for additional works
  • Online loan account maintenance for quick and easy statement and balance details

Eligibility,Documents,Terms & Conditions
  • Age 21 - 60 Years
  • Income 2.4 Lakhs/Year 
  • Must be Either Resident/NRI/PIO
  • Loans to Self Employed/Self Employed / NRI Professionals
Terms and Conditions:
  • All loan Subject to Positive Legal and Technical Valuations
  • Maximum of 80% Funding for housing loans
  • Loans for Interiors and renovation of property
  • EMI Must be paid from Salary Account/Primary account
  • Minimal processing fee
Required Documents - Salared:
  • PAN Card, Aadhar Card and Office ID
  • Address Proof
  • 3 Months payslips
  • 6 months salary account statement
  • Form 16 and ITR for last 3 Years
  • Colour passport size photographs
Required Documents - Self-Employed:
  • PAN Card and Aadhar Card
  • Residential Address Proof
  • Business Proof
  • Office Address Proof
  • 3 Years ITR's with computation of Income and Balance sheet, Profit and Loss account statement
  • Recent colout passport size photographs
Documents Checklist - NRI:
  • Passport All pages, Abroad ID and Address Proof
  • Valid VISA
  • 6 months payslips 
  • 1 Years Salary account statement
  • Employer Tax Deducted Certificates
  • Employment Contract
  • Passport Size photos
  • GPA
  • GPA Holders PAN Card, Aadhar card and address proof
Property Documents:
  • Sale Agreement / Sale Deed
  • Link Documents for last 30 years
  • Approved Plan
  • Encumbrance Certificate
  • Property Tax paid receipts
Balance Transfer Documents:
  • Existing loan sanction letter
  • Complete loan account statement
  • Outstanding Letter
  • List of Documents
Frequently Asked Questions:

Q. Does Axis bank provide plot loans and What is maximum tenure available for Plot Loans?
A. Axis Bank offers a maximum of 10 years tenure for plot loans with a condition to start the construction with in 18 months.

Q. Will i get tax exemption for plot loans?
A. No, income tax exemption is not applicable for plot loans.

Q. Does axis bank provide insurance?
A. Yes customer can avail both life and property insurance from axis bank and the same premium amount can be availed as loan.

Q. Can i take my brother as co-applicant in the home loan?
A. Yes applicant can take his brother as co-applicant.

Q. Is it possible to manage the loan account online?
A. Yes you can see and manage the loan account online with the internet banking credentials.

Q. Is it possible to take moratorium period for housing loans?
A. Yes you can opt for moratorium period / pre EMI period where the customer will pay only interest on the loan amount released.
All loans at the sole discretion of the Bank / Financial Institution. is just a facilitator by using of which if any issues raises we are not responsible or liable for it.