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Allahabad Bank
Loan Amount,Interest Rates @ EMI
Up to 30 lakhs 7.15% for 20 years EMI @ 784 per lakh
30 - 75 lakhs 7.25% for 20 years EMI @ 790 per lakh
Above 75 lakhs 7.40% for 20 years EMI @ 799 per lakh
Tenure
Min 1 Year - Max 30 Years
Features
  • Loans for construction, Plot purchase, renovation, extension and all types of housing needs.
  • Less processing charges
  • Simple Documentation
  • Higher repayment period
  • Option to switch from floating to fixed and vice versa. 

    Eligibility,Documents,Terms & Conditions
    Eligibility:
    • Age: 21 Years - 65 Years
    • Income: Min 2.4 Lakhs per years
    • Applicant must be Resident Indian/NRI/PIO
    • Either Salaried/Self Employed Individual
    Documents-Salaried:
    • ID and Age Proof (PAN Card)
    • Address Proof
    • Income Proof
    • Job Continuity proof
    • Form 16 and ITR fro 3 years
    • Bank statements of salary account
    • Applications and Photographs
    Documents Self-Employed:
    • ID and Age Proof
    • Address Proof
    • Business Proof and Pan Card
    • Office Address Proof
    • 3 Years ITR's with CA Attestation
    • 1 Years Bank statements
    • Recent Color Passport size photographs
    • Applications
    NRI Documents:
    • Abroad ID and Address Proof
    • Passport and Visa
    • Employment Contract
    • 6 months payslips
    • 1 Year salary account statement
    • Employer Tax Deducted Copy
    • Passport size photographs
    • GPA and GPA KYC
    Property Documents:
    • Sale Agreement / Sale Deed
    • Link Documents for last 30 years
    • Approved plan of construction
    • Tax paid receipts
    • Encumbrance certificate











     
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