Question :  Hi I have recently selected a property and applied for a home loan. When the process is complete and before disbursement the executive asked for original documents to cross check with the photo copies submitted. The builder said the documents are not there now and will take time to verify. Is original documents verification is must, please suggest me the next step. Thanks in advance - Vamshi Kishore Question :  Is it possible for applying joint loan (me & my wife), as my wife works in a small firm where salary is given in terms of cheque and no deductions like PF etc.. is done.? Kindly let me know.Thanks in Advance - Praveen Shetty Question :  I want to buy a flat which is in third floor where as approval is only for two floors. Thrid floor flat owner has recently applied for BRS. Please advise me the banks that offer loan for this propert - raj Question :  I am planning to buy a flat worth 35 laks. When i tried to apply loan in Bank of baroda and Lic i came to know that there are 3 deviations in the property. 1. FSI is 1.8 2. No approval foe 2nd floor. (But my flat is in 1st floor) 3. Block deviation Is it advisable to buy this flat. will there be any problems in future if i buy this flat. How can i demand the owner for these deviations. - Amala Question :  We have taken a loan of Rs.900000.00.. to be repaid within 20 years..if in case v opt to repay the laon amount of Rs.450000.00 will the EMI amount stands the same.. - zahida Question :  I have availed of a housing loan to construct a house on a property that is owned by my father. My father is a co-applicant. As I am bearing the EMI`s, can I avail of the IT benefits on principal and interest payments on the home loan - Sudhir Question :  I applied for home loan but technical verificatin was not properly as per bank there is 60% of deviations but as per builder there is no deviations, what to do and how to check and conclude who is correct Thank - zafar Question :  I am planning to buy a plot, through loan. I want to knwo that whether i would be entitled for tax benefits or not. - amit Question :  Hi I have been relocated to Hyderabad from a different city. And Now I to get home Loan here .... Will I get it ... as all my documents are of a different place - Namrata Question :  Sir i have got approval from municipality for G(stilt car parking) + 2 construction. But due to financial crisis iam planning to build G(construction)+1 for going car parking. Will this cause a problem in me getting a loan(Technical Deviation)? And plz suggest the solution - satish