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:: Get Updates on your answered FAQ`s to your mail id directly. :: :: We are upgrading, inconvenience regretted. :: :: Advertise your property with Photos and Real time videos for FREE. :: :: Get Payback on Loan Applied and processed through us. For all unsecured 0.75% and for all secured 0.30%. Offer applicable to Hyderabad and Bangalore regions only. :: :: We are looking for State wise Channel Partners, Interested People please contact Us. ::

Interest Rates

Bank

Rate of Interest

Allahabad Bank

Base Rate 10.25%
Upto 30 lacs 10.25% - EMI @ - 982.00
Above 30 lacs - 75 lacs 10.50% - EMI @ 998.00
Above 75 lacs - 3 Cr 10.75% - EMI @ 1015.00
Above 3 Cr - 5 Cr 11.00% - EMI @ 1032.00.

Andhra Bank

Base Rate 10.75%
Upto 20 Lacs 11.75% - EMI @ 1083.71
Above 20 lacs 12.50% - EMI @ 1136.14

Axis Bank

Base Rate 10.15%
Upto 75 Lacs 10.15% - EMI @ 975
Above 75 lacs 10.40% - EMI @ 992
Top Up 12.25% - EMI @ 1112
Fixed 11.75% - EMI @ 1084

Bank of Baroda

Base Rate 10.25%
All Home Loans @ 10.25% - EMI @ 981.64

Bank of India

Base Rate 10.20%
Upto 75 lacs 10.20% - EMI @ 978.00
Above 75 lacs 10.25% -EMI @ 982.00

Compare All

News More...

Get the latest updates on all news related to home loans here.

Axis Bank offers 20-year fixed home loan rate of 10.4 per cent

ICICI, HDFC and Citibank bring back fixed-rate home loans

Reserve Bank of India’s new norms will shorten your wait for loan approval

Sundaram BNP Paribas offer special rate of interest on home loans

SBI, HDFC lower home loan rates

Motilal Oswal forays into home finance with Rs 100 crore

ICICI Bank announces 0.10 per cent cut in home loan rates

NHB plans to allow lenders to offer 90% of property value as home loan

Axis launches home loan scheme for below Rs 10K earners

SBI extends special home loan scheme indefinitely

SBI extends special home loan scheme for women

No change in EMIs likely as RBI keeps interest rate on hold

Indian Bank, IOB launch special drive for home loans

Kotak Bank slashes home loan rates by 0.25%

ICICI Bank cuts home loan rates

Banks look at women to check home loan NPA

State Bank of India may cut new home loan rates by 15-25 bps

ICICI Bank’s special festive offers for NRIs

Syndicate Bank cuts interest rate on vehicle, consumer durable loans

NHB caps home loan rates at 10.75% for weaker sections

LIC Housing Finance raises interest rates on home loans by 35 basis points

EMIs set to rise as ICICI Bank, HDFC hike rates

Home, auto and personal loans to cost more

ICICI Bank to offer Money2India app for NRIs

Bank loans may not get cheaper soon

No loan against gold coins weighing above 50 grams, proposes RBI

Credit information bureaus want access to mobile bill payment records

State Bank chief wants 100 bps cut in CRR

PNB Metlife launches product to protect borrowers

SBI to discontinue free accident cover for loan customers

Axis Bank rolls out launches new home loan scheme

HDFC Bank cuts base rate by 10 bps

Lending rates to remain high in near term: Bankers

EMI relief for home loan takers in the offing

SBI chief pitches for 50 bps cut in CRR, repo rate

Allahabad Bank lowers home loan rate by 5 bps to lure high-end customers

Budget 2013: Housing proposals may encourage lower, middle income groups

SBI raises fixed deposit rates by 0.25 per cent

HDFC Bank sees interest rates softening by 50-75 bps

Dishonouring cheque given as security cannot be held liable: Apex court

EPFO likely to raise interest rate on retirement savings to 8.50% for 2012-2013 - 16 Feb 2013, ET Bureau.

GE Capital exits mortgage business in India - 13 Feb 13, Business Line.

LIC Housing launches home loan scheme for self-employed - 29 Jan 2013, PTI.

RBI cuts repo rate, CRR by 25 basis points in its Q3 review of monetary policy - 29 Jan 2013, ET.

Charge prepayment penalty only on fixed rate loan dues: RBI - 23 Jan 2013, ET Bureau.

State Bank of Bikaner and Jaipur offers discount on online home, auto loans - 20 Dec 2012, ET Bureau.

Bank of Baroda stops home loans to flat owners in Greater Noida West - 29 Nov 2012, PTI.

Home Loan FAQ's More...

Have a doubt just post here and we will reply to your query with the appropriate answer and suggest the best way to solve all your home loan related issues. Also read what the other customers have posted about their home loan related queries.

Question : I hv a joint home loan in mumbai.my husband is the primary owner whose income was considered while taking loan.i am the coapplicant.can his name be removed from the loan as he wants to apply for another home loan by his name in kerela.i m salaried and eligible for the loan of balance amount.kindly assist

- rashmi

Question : Sir: Am buying a house in Gurgaon where me and my wife are both co-owners. My wife is a housewife and doesn`t have any income. The bank is insisting that both of us should be co-applicants in the loan. Is it necessary or can I resist the same

- Nitin

Question : Hello Sir I have applied for housing loan in LICHFL but the people are asking for Rs 562/- towards CERSAI charges. What is this please clarify m

- Shikavarma

Question : Sir I have made a settlement of my home loan with Kotak Mahindra bank for 23lacs to make payment end of Dec2014 But till I have balance of 15lacs That I cannot pay till the time, pls advice to save propert

- Praveen Kumar

Question : As suggested by you, my husband can transfer his share of property (house on home loan) in my name through release deed and we need to inform the bank about the change in ownership. So should we inform the bank before getting the release deed done or after the release deed is made. Please advise

- divya

Question : Hi, I availed home loan in 2006 in which I am the primary borrower and my husband is co-borrower. The registration of the flat has been done in both our names. Now my husband wants to transfer his ownership of the house under my name so that I am the sole owner of the property. Since the flat is on home loan please advise how to go about getting new registration done solely under my name. Thanks

- Divya

Question : I am applying a home loan for which the co applicant is my brother . In this case will the home loan be under his books also in cibil etc . Will that affect in future if he wants to go for another loan

- Dhanasingh Vinodh

Question : I have planned to take home loan where i could be the sole owner of the property. But i came to know , that coapplicant needed for home loan. So can i add my brother as a coapplicant who is in work for past 1 year. But he is not a owner of the property. Is it possible?..Bank will accept this. Please let me know my clarificatio

- karthik

Question : Dear Sir/Madam, I have applied a home loan with LIC Housing finance. They have offered me 10.15% fixed for two years and then floating. Their floating rate is LHPLR - 200 BPS(14.50-2 = 12.50%) which I think is too high. Please advise should I go with the

- Ravi

Question : Hello Sir, we have taken a home loan on my husband name and property also registered on his name. Now we want to add my name as co-applicant. i heard of taking a topup loan on home loan and then i can add me as co applicant. is it possible? If so, how can i proceed further? Thanks in advance!!

- Madhu

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