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 Interest Rates
BankRate of Interest
Allahabad Bank Base Rate 10.20%
Upto 30 lacs 10.20% - EMI @ - 978.31
Above 30 lacs - 75 lacs 10.45% - EMI @ 995.02
Above 75 lacs - 3 Cr 10.70% - EMI @ 1011.85
Above 3 Cr - 5 Cr 10.90% - EMI @ 1025.39.
Andhra Bank Base Rate 10.75%
Upto 20 Lacs 11.75% - EMI @ 1083.71
Above 20 lacs 12.50% - EMI @ 1136.14
Axis Bank Base Rate 10.25%
Upto 25 Lacs 10.25% - EMI @ 982 / Lac
Above 25 lacs 10.75% - EMI @ 1015
Top Up 12.25% - EMI @ 1119
Fixed 11.75% - EMI @ 1084
Bank of Baroda Base Rate 10.25%
All Home Loans @ 10.25% - EMI @ 981.64
Bank of India Base Rate 10.25%
Upto 30 lacs 10.25% - EMI @ 981.64
Above 30 lacs - 75 Lacs 10.35% - EMI @ 988.32
Above 75 Lacs 10.50% - EMI @ 998.38
  All
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News                                                                                                       More...
       Get the latest updates on all news related to home loans here.
Indian Bank, IOB launch special drive for home loans


Kotak Bank slashes home loan rates by 0.25%


ICICI Bank cuts home loan rates


Banks look at women to check home loan NPA


State Bank of India may cut new home loan rates by 15-25 bps


ICICI Bank’s special festive offers for NRIs


Syndicate Bank cuts interest rate on vehicle, consumer durable loans


NHB caps home loan rates at 10.75% for weaker sections


LIC Housing Finance raises interest rates on home loans by 35 basis points


EMIs set to rise as ICICI Bank, HDFC hike rates


Home, auto and personal loans to cost more


ICICI Bank to offer Money2India app for NRIs


Bank loans may not get cheaper soon


No loan against gold coins weighing above 50 grams, proposes RBI


Credit information bureaus want access to mobile bill payment records


State Bank chief wants 100 bps cut in CRR


PNB Metlife launches product to protect borrowers


SBI to discontinue free accident cover for loan customers


Axis Bank rolls out launches new home loan scheme


HDFC Bank cuts base rate by 10 bps


Lending rates to remain high in near term: Bankers


EMI relief for home loan takers in the offing


SBI chief pitches for 50 bps cut in CRR, repo rate


Allahabad Bank lowers home loan rate by 5 bps to lure high-end customers


Budget 2013: Housing proposals may encourage lower, middle income groups


SBI raises fixed deposit rates by 0.25 per cent


HDFC Bank sees interest rates softening by 50-75 bps


Dishonouring cheque given as security cannot be held liable: Apex court


EPFO likely to raise interest rate on retirement savings to 8.50% for 2012-2013 - 16 Feb 2013, ET Bureau.


GE Capital exits mortgage business in India - 13 Feb 13, Business Line.


LIC Housing launches home loan scheme for self-employed - 29 Jan 2013, PTI.


RBI cuts repo rate, CRR by 25 basis points in its Q3 review of monetary policy - 29 Jan 2013, ET.


Charge prepayment penalty only on fixed rate loan dues: RBI - 23 Jan 2013, ET Bureau.


State Bank of Bikaner and Jaipur offers discount on online home, auto loans - 20 Dec 2012, ET Bureau.


Bank of Baroda stops home loans to flat owners in Greater Noida West - 29 Nov 2012, PTI.
Home Loan FAQ's                                                                                                      More...
       Have a doubt just post here and we will reply to your query with the appropriate answer and suggest the best way to solve all your home loan related issues. Also read what the other customers have posted about their home loan related queries.
 
Question :  Sir,i have taken a home loan with my father as co applicant and the land is in my fathers name.my father is retired and i am the only son to him.i am paying all the emi towards the repayment of loan. in this case can i claim tax benifits if so is there any rule for that
- suvendu kumar mohanty
Question :  I want to buy a flat, which was already running a home loan from lichfl on seller name, but seller have not amount to close this lone. i also need home loan for purchase. it is possible? for transfer or other way
- suman basu
Question :  I wanted to avail motigage loan in sbm bank but house is registered in my fathers name,can i avail the loan if my father gives security for m
- Sardar khan
Question :  Sir, I have taken a loan from SBT. But i forgot the loan account number wot shud i do to get it?
- VIDYA P S
Question :  Using HL, I Bought home around 5 Years back. That property currently let out status. Last year I transfered the existing loan amount to another bank and got Top-Up loan also for the same property. Can I claim Tax excemption for the Interest portion of the Top-up loan also
- Mohanasundaram K
Question :  I have bought a flat with my brother (own), with me as the co-owner. What are the available options for his name to be removed from the property documents and make me the only owner of the property? Please note that the joint ownership was made entirely for loan eligibility purpose and there is no dispute what-so-ever
- Ravikiran
Question :  Hi Sir, I have taken education loan from SBI and currently i am leaving in another city.so i want to download education loan statement online.Is it possible? please suggest as early as possible.In need to fill my saving proof
- Himanshu
Question :  Dear sir . I m physician with take home salary75000 and I hav extra income 50000 from practice. Want to buy 1.5 cr property . How much maximum loan I get from various banks. I hav savings of 30 laks. Plls guide me to purchase . Thanku.dr Raghavendra
- raghavendra
Question :  Sir. i want to take home lone with my brother as co applicants can my and my brother salary add and also our service period add for this purpose..we are govt employed...thanks
- p.k.lingwal
Question :  I have taken home loan three years ago at a rate heigher than what the same bank provided now.can this low rate of intrest also apply to my loan no
- dr tabasum
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Technical Valuation
        Have you selected a property and ready to apply for a Home loan, if so stop! Evaluate your property before going for a home loan and have a clear idea about the property value, horizontal and vertical deviations in the property. It is always suggested to have a general assessment of the property before submitting the documents in the bank so that we can save a very good amount by having the valuation done in advance at a very min cost.
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All loans at the sole discretion of the Bank / Financial Institution. Myloandetails.com is just a facilitator which brings home loan seekers and home loan providers at one place, by using of which if any issue raises we are not responsible for it. All the details mentioned in the website are collected from different sources and user's are requested to cross check the details before applying for a home loan with any bank / financial institution.
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